Applying is Easy
Just Start Shopping!
then check out.
Seventh Avenue Credit
a few simple questions
and submit your order.
Your credit application will be submitted with your order. We’ll let you know if your order was approved (usually within 24 hours). Down payment may be required. All credit orders subject to approval.
Seventh Avenue Credit is Full of Benefits
Say No Thanks to Big Banks
and say YES to our budget-friendly, in-house credit plan
Low Monthly Payments
Turn decorating dreams into reality from $20 a month!
Fast, Easy Approval
Find your favorites, place your order and ask for Seventh Avenue Credit
Imagine the Possibilities
Earn higher limits and improve your credit score with on-time payments
Increase Your Buying Power with
Seventh Avenue Credit!
Pay just $5 more per month and you could buy up to $200 more merchandise!*
BUY UP TO
BUY UP TO
BUY UP TO
More About Applying
How is applying for Seventh Avenue Credit different?
Simply place your order, ask for Seventh Avenue Credit and answer a few quick questions. The “application” process is easy-peasy—and you’re one step closer to creating YOUR happy place!
What if I’m declined?
Don’t stress! Seventh Avenue offers flexible down payment options, so you may still qualify for Seventh Avenue Credit by simply making a small down payment on your first order.
Working on your credit score?
You may still qualify with one of our flexible down payment options. This is one more way that Seventh Avenue says “Yes” when others say “No!” We want you to be able to start creating your happy place right now.See Credit FAQs
What Our Customers Are Saying
Had it not been for the credit I would not have been able to buy any Christmas presents last year! I am thankful they let me pay monthly!
Sometimes money is low and using the credit plan allows me the option of paying a minimum (payment) for the things I need!
You made the purchase easy with good credit limit and authorization was quick
Seventh Avenue Credit is all about convenience: just buy now and pay later! You’ll discover unique choices not offered elsewhere in furniture and bedding, home décor, everything for your kitchen, apparel, and so much more. Budget-friendly, low monthly payments and a quick approval process mean you can use credit while shopping online or in our catalog. Even better, you’ll build your credit line with us while you save your own credit cards for other purchases!